Terry Horan had a more complex situation than most business owners when it came to applying for money through the U.S. Small Business Administration’s Paycheck Protection Program. He has multiple business entities under one umbrella, so he had to complete multiple applications. HORAN, the umbrella company, was able to get money Monday through the U.S. Small Business Administration’s Paycheck Prot...

Chris Pratt, Senior Consultant, was nominated for the Goering Center’s Rising Leader for his achievements in business growth at HORAN. “Chris has helped the Small and Emerging Business Segment, one of HORAN's growth engines, almost double in size in the past three years. His commitment to clients, the community and his own leadership development has made a great impact on our team”, says Julie Hig...

Paul Carl, New Business Development for HORAN Wealth, was part of a group of seven retirement-dedicated advisors this week who participated with the American Retirement Association in a phone call with members of Senate Leader Mitch McConnell’s office.  This is the second time Paul was invited to participate in discussion with Leader McConnel’s staff. The first was in the fall, to encourage passag...

contributed by Michelle Furlong, Vice President of Human Resources Did you know that adults should sleep 7 or more hours each night for optimal health? Not getting enough sleep is associated with an increased risk for a number of chronic diseases and conditions.  It is scientifically proven that sleep meditation can help fight mild insomnia and other sleep disorders.  So, if you find you are wak...

From February 19 to March 23 the S&P 500 Index went from trading at a record high to being down 30.75% for the year, all in the span of 23 trading days. The speed of the decline caught most investors by surprise. In the fifteen trading days since the March 23 low though, the Index is up 27.2% and regained 608 of the 1,148 points lost in the contraction. In spite of the strong recovery, a majority ...

In the wake of the sharp declines across global markets driven by the uncertain and virulent spread of novel coronavirus, investors may have concern over the impact in countries where the pandemic originated; namely, emerging markets. To assess, we will look at performance of emerging markets in context to historical crises. Click here to read more.

On Tuesday, March 17, 2020, we the Social Security Administration suspended face-to-face service to the public in our field offices and hearings offices nationwide until further notice. In accordance with guidance from the Centers for Disease Control and Prevention, this decision protects the population we serve and our employees during the pandemic. Accordingly, while they are unable to offer in-...

Over the past month, Congress has enacted three pieces of legislation (the “Acts”) aimed at helping individuals afflicted by the coronavirus and providing fiscal stimulus to restart an economy that has been devastated by the virus’s effects. The legislation has wide- ranging consequences for individuals, businesses, and the economy. This white paper summarizes the major provisions of the t...

Of course March 23 is not even a month in the rear-view mirror, but the S&P 500 Index is up over 23% since the low on that date. Some have commented the market will retest that market low before achieving new highs while others say the Fed's intervention minimizes the likelihood of a retest. As time moves further past the March 23 day, it seems "the no retest" chorus is sounding more probable. Bec...

I was asked to offer a few suggestions about homeschooling for employees that may need some guidance during this unusual time.  You may or may not be aware that I have homeschooled our children for the past eight years.  As the years have progressed and our number of children has grown, I have had to make adjustments along the way.  I pray that our experience can offer you a little relief, as you ...