This week's webinar focused on Social Security. This webinar is facilitated by Terry Horan, President and Chief Executive Officer of HORAN, with a panel of HORAN professionals to include Greg Hoernschemeyer, CLU, Michael Hermes, CFA, CFP, David Templeton, CFA, Matt Antenucci, CFA, and Paul Carl. Click here for the link.

We partnered with Cigna to talk about what's behind us, what's coming in the next 90 days and what is needed now.  Key areas that were discussed include: Workforce planning, Federal and State Paid and Unpaid Leave Legislation, and Medical Plan Changes Standard plan provisions that may apply, RTW/ADA preparedness and practical tools you can use Emotional health, resiliency, and ma...

Terry Horan was featured in today's issue of the Cincinnati Business Courier, with his article, "My View: Now is the time for Cincinnatians to dream big again". Click here to read the article or download the pdf.

A favorable characteristic of the S&P 500 Dividend Aristocrats is this basket of stocks generally holds up better in broader market pullbacks as seen in the below table. Where the entire row is highlighted, it represents a significant market pullback and the Aristocrats outperformed the S&P 500 Index by double digits. The S&P 500 Aristocrats are companies in the S&P 500 Index that ...

After an incredibly volatile and severe drawdown in March, most markets rebounded in April and recovered some first quarter losses. It was certainly a welcome reprieve for investors as volatility fell, supporting liquidity and allowing for more normal trading activity. The CBOE Volatility Index (VIX), which measures the implied volatility in the U.S. equity market, dropped to an average of 41.5 in...

Resiliency is the capacity to recover quickly from difficulties; toughness. In our interview with Shari Goldsmith, LISW, president of Workplace Resilience, she helps us unpack key strategies to become more resilient during these turbulent times. One of the most important findings was research done by Dr. Salvatore Maddi, which identifies the 3 C’s that resilient people exhibit. Click here to read...

Section 139 of the Internal Revenue Code allows employers to make and employees to receive tax-exempt payments in times of national emergency for “qualified disaster relief.”  The President declaring a state of national emergency on March 13th resulted in the coronavirus pandemic being a federally declared disaster, which paved the way for organizations to provide relief to i...

The past few months have found many employers focused on transitioning to remote work, digesting new legislation, and making difficult employment decisions. During this time, HORAN’s Health Management Directors have been working to better understand how the COVID-19 pandemic impacts the health of our clients’ members and their health management strategy. A top concern employers have is how best t...

Whether you are an employer plan sponsor or a plan participant, you can breathe a little easier knowing that DOL and the IRS has given you the gift of time.  The final rule issued this week extends certain notification deadlines for plans covered under ERISA or the Internal Revenue Code during the period of national emergency due to COVID-19. Read More.